Crypto Bank Accounts With Amazing Opening Bonuses Best In 2022
The world of crypto-currencies (crypto) has become more prevalent and popular in just the last few years. This was caused in part by the active participation in this world by people such as Elon Musk. While once considered a shadowy and scammy thing, crypto has now become embraced by many individuals and companies around the world.
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There are now numerous types of crypto, with Bitcoin (BTC) and Ethereum (ETH) being the most well known and popular. Crypto are a form of digital currency, created by very intricate and complex computer software and hardware. As crypto’s popularity grew, many online firms started bank-like platforms online, where people could store and make financial transactions with their crypto holdings. While most of these online platforms are relatively safe, it should be noted that they are not as generally secure or regulated as regular banks and other traditional financial institutions.
These crypto bank companies are businesses, like regular traditional banks. A major way they both make money is by attracting new customers and deposits. So, just like regular banks, some of these crypto companies offer opening bonuses to attract new customers. While it is nice to get a nice bonus, please keep in mind to take the platform itself into account. In other words, a company that offers a smaller bonus might still be the better option for you if it supports more currencies, charges lower fees, or offers a better user experience. Listed below are the best companies offering these opening bonuses.
Unifimoney
– Opening Bonus: ranging from $25 – $5,000
– $25 bonus for $1,000 opening deposit, held for at least 30 days
– $5,000 bonus for $500,000 opening deposit, held for at least 90 days
– Services: Checking, crypto and precious metals trading, and stock investments
– Debit Card / ATM access: 55,000+ fee-free ATMs nationwide in the Allpoint ATM network
– FDIC Certificate: through UMB Bank
– Access: Mobile device – iOS, Desktop – None
– $25 bonus for $1,000 opening deposit, held for at least 30 days
– $5,000 bonus for $500,000 opening deposit, held for at least 90 days
– Services: Checking, crypto and precious metals trading, and stock investments
– Debit Card / ATM access: 55,000+ fee-free ATMs nationwide in the Allpoint ATM network
– FDIC Certificate: through UMB Bank
– Access: Mobile device – iOS, Desktop – None
Celsius Network
– Opening Bonus: ranging from $10 – $2,000
– $10 bonus for $100 opening deposit, held for at least 30 days
– $2,000 bonus for $250,000 opening deposit, held for at least 90 days
– Services: Crypto savings and borrowing app
– Interest on deposits: Up to 13.99% per year
– Transaction access: Bank Transfer, ACH Transfer, Debit Card, Credit Card
– FDIC Certificate: None
– Access: Mobile device – iOS and Android, Desktop – Yes
– $10 bonus for $100 opening deposit, held for at least 30 days
– $2,000 bonus for $250,000 opening deposit, held for at least 90 days
– Services: Crypto savings and borrowing app
– Interest on deposits: Up to 13.99% per year
– Transaction access: Bank Transfer, ACH Transfer, Debit Card, Credit Card
– FDIC Certificate: None
– Access: Mobile device – iOS and Android, Desktop – Yes
KuCoin
– Opening Bonus: Up to $500
– Various deposit amounts and trading activity required for bonus
– Services: Cryptocurrency exchange
– Transaction access: Visa, Mastercard, P2P exchange, third-party processors
– FDIC Certificate: None, but insurance from theft and hacks through Lockton
– Access: Mobile device – iOS and Android, Desktop – Yes
– Various deposit amounts and trading activity required for bonus
– Services: Cryptocurrency exchange
– Transaction access: Visa, Mastercard, P2P exchange, third-party processors
– FDIC Certificate: None, but insurance from theft and hacks through Lockton
– Access: Mobile device – iOS and Android, Desktop – Yes
BlockFi
– Opening Bonus: ranging from $15 – $250
– $15 bonus for $100 ongoing balance, for at least 10 weeks
– $250 bonus for $100,000 ongoing balance, for at least 10 weeks
– Services: Cryptocurrency savings accounts, loans, and trading
– Interest on deposits: Up to 9.25% per year
– Bank Access: with any bank that uses Plaid (about 9,600 U.S. banks)
– FDIC Certificate: None, but insurance from theft and hacks through Gemini
– Access: Mobile device – iOS and Android, Desktop – None
– $15 bonus for $100 ongoing balance, for at least 10 weeks
– $250 bonus for $100,000 ongoing balance, for at least 10 weeks
– Services: Cryptocurrency savings accounts, loans, and trading
– Interest on deposits: Up to 9.25% per year
– Bank Access: with any bank that uses Plaid (about 9,600 U.S. banks)
– FDIC Certificate: None, but insurance from theft and hacks through Gemini
– Access: Mobile device – iOS and Android, Desktop – None
TradeStation
– Opening Bonus: $150
– Bonus Requirements: $500 BTC ongoing balance for at least two months
– Services: Crypto trading, investment vehicle trading, no banking services
– Access: Mobile device – iOS and Android, Desktop – None
– Bonus Requirements: $500 BTC ongoing balance for at least two months
– Services: Crypto trading, investment vehicle trading, no banking services
– Access: Mobile device – iOS and Android, Desktop – None
Gemini
– Opening Bonus: ranging from $25
– Bonus Requirement: Trade at least $100 within three days after opening new account
– Services: Crypto exchange, digital wallet, interest bearing accounts, crypto-backed credit card
– Interest on deposits: Up to 8.05% per year
– Bank Access: ACH, wire transfer, Bitcoin cash
– FDIC Certificate: None, but insurance from theft and hacks through Gemini
– Access: Mobile device – iOS and Android, Desktop – None
– Bonus Requirement: Trade at least $100 within three days after opening new account
– Services: Crypto exchange, digital wallet, interest bearing accounts, crypto-backed credit card
– Interest on deposits: Up to 8.05% per year
– Bank Access: ACH, wire transfer, Bitcoin cash
– FDIC Certificate: None, but insurance from theft and hacks through Gemini
– Access: Mobile device – iOS and Android, Desktop – None
Voyager
– Opening Bonus: $25
– Bonus Requirement: Referral code, download app and trade at least $100
– Services: Cryptocurrency exchange, digital wallet, and USD Coin marketplace
– Interest on deposits: Up to 9.0% per year
– Bank Access: Wire transfer, digital wallet
– FDIC Certificate: Only on US dollar deposits, via banking partners
– Access: Mobile device – iOS and Android, Desktop – None
– Bonus Requirement: Referral code, download app and trade at least $100
– Services: Cryptocurrency exchange, digital wallet, and USD Coin marketplace
– Interest on deposits: Up to 9.0% per year
– Bank Access: Wire transfer, digital wallet
– FDIC Certificate: Only on US dollar deposits, via banking partners
– Access: Mobile device – iOS and Android, Desktop – None
Conclusion
The above cryptocurrency bonus offers can make it very enticing to open an account with a particular company. However, you should take some time to fully understand and consider what the platform you’re signing up for can offer you overall and in the long run.
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